Soak the bread in the water, allow it to stand for 15 minutes, then squeeze out the water very well. Beat the margarine / butter with a mixer and gradually add a little bit of sugar, bread and cocoa to it, until everything is absorbed very well and you get a smooth creamy mixture.
Finish off with cream, arrange any leftover fruits, then grate on the chocolate. The chocolate can be substituted with cocoa or coffee, if preferred.
This is a wonderful dessert, with a lot of flavor. I had originally bought the biscotti for tiramisu, but due to the large number of raw eggs in it, I chose to improvise with this cream and got a fantastic result. Try it!